How Mandiri deposits work on shen168
Depositing via e-wallet on shen168 requires three steps: log into your mobile banking account, enter our transfer details, and confirm. Our platform displays the account number and bank code you need. You copy these into your local payment app or online banking, enter your deposit amount, and submit. online payment processes the transfer immediately — your shen168 balance updates within seconds to a few minutes depending on network load.
Minimum deposit amounts vary. e-wallet transfers typically have a floor of our welcome offer, though some users may see higher minimums depending on their account type or transaction history. There is no maximum set by shen168, but mobile banking itself may impose limits on single transfers — usually in the millions of rupiah. If you need to deposit a large amount, you can split it across multiple transfers.
Step-by-step deposit process
Open your online payment app or online banking. Navigate to the transfer section. Select "Transfer to Other Bank" or "Inter-bank Transfer" depending on your interface. Enter the shen168 account details provided on our platform — account number, bank code, and account holder name.
Enter your deposit amount and confirm. e-wallet will show you a summary; review it and submit. You will receive a confirmation message with a reference number. Your shen168 balance updates automatically once mobile banking processes the transfer.
Keep your transfer reference number
local payment provides a reference number for every transfer. Save this number — if your deposit does not appear in your shen168 account within subject to verification, contact our support team with the reference number and they can investigate.
Withdrawals via online payment
Withdrawing to e-wallet works in reverse. You request a withdrawal from your shen168 account, specify the amount, and provide your mobile banking account details. Our system verifies your information and processes the request. local payment transfers typically settle within 1-3 business days, though peak times or holidays like Idul Fitri and Idul Adha may add delay.
Before your first withdrawal, your account must pass KYC verification. We ask for your name, date of birth, national ID number, and address. This is standard practice across all payment methods — online payment, e-wallet, mobile banking, local payment, online payment, e-wallet, and mobile banking all require it. Verification usually takes a few hours, but can take longer during peak periods.

Withdrawal minimums on shen168 are typically our welcome offer, though this may vary. There is no maximum set by us, but online payment may have limits on inbound transfers to your account. If you withdraw a large amount, e-wallet may flag it for review — this is their standard fraud-prevention practice and is not something shen168 controls.
Account security with mobile banking transfers
When you link your local payment account to shen168, we store your account details securely. We use encryption to protect your information in transit and at rest. We never share your online payment credentials with third parties — you provide your account number and name, not your password or PIN.
Your shen168 account itself should be protected with a strong password. We recommend at least 12 characters mixing letters, numbers, and symbols. Enable two-factor authentication (2FA) if available — this adds a second layer of security. If someone learns your shen168 password, they cannot access your account without the 2FA code sent to your phone.
e-wallet transfer versus other payment methods
shen168 accepts multiple payment methods: mobile banking, local payment, online payment, e-wallet, mobile banking, local payment, online payment, e-wallet, mobile banking, and local payment. Each has trade-offs. online payment transfers are direct bank-to-bank, so they feel familiar if you already use e-wallet for everyday banking. They do not require a separate app or wallet account. However, they may be slower than mobile wallets during peak hours because they route through the banking system.
Mobile wallets like mobile banking, local payment, and online payment are often faster because they are digital-first. You can deposit and withdraw within seconds. But they require you to create and fund a wallet account first. e-wallet is a unified QR code standard that works across many banks and fintech apps — it is flexible but less familiar to some users. mobile banking, local payment, and online payment are traditional banks like e-wallet, so they offer similar experiences.
- mobile banking transfer: Direct bank transfer, familiar interface, may be slower during peak times.
- Mobile wallets (local payment, online payment, e-wallet): Fast, digital-first, require separate account setup.
- Other banks (mobile banking, local payment, online payment): Similar to e-wallet — direct transfers, traditional banking experience.
- mobile banking: Flexible, works across many providers, good for users with multiple payment sources.
Choose the method that fits your workflow. If you already use local payment and prefer traditional banking, online payment transfer is straightforward. If you want speed and already have a mobile wallet, use e-wallet, mobile banking, or local payment. All methods are equally secure on shen168 — we apply the same verification and encryption standards across all payment partners.
Using online payment deposits for football markets
Once your e-wallet deposit lands in your shen168 account, you can access all our markets — Liga 1 Indonesia, Piala AFF, Champions League, Piala Indonesia, and more. Your balance is available immediately for wagering. If you deposit during a Liga 1 match, you can place a wager within seconds. If you deposit before Idul Fitri tournaments, your funds are ready when the matches begin.
Your withdrawal balance is separate from your active wagers. If you have our welcome offer in your account and place a our welcome offer wager, your available balance drops to our welcome offer. If your wager wins, your balance increases. If it loses, your balance decreases. You can withdraw your remaining balance at any time — subject to verification windows and mobile banking's processing time.

